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Ellen Koeppen
Broker Owner
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Appraisal and Inspections

APPRAISALS :  Your Buyer's lender will want the property to be appraised. It is in your best interest to allow the appraiser into your home as soon as possible. The faster the appraiser sends the appraisal to the lender the sooner the lender can make their final decision on the Buyer's loan. Most offers include a financing contingency. When the lender makes loan commitment this contingency is satisfied. 

INPECTIONS : The Buyer may have negotiated, as part of the offer, the right to certain inspections or test to determine the properties condition. These inspections can include, but not limited to : roof, pest, mechanical systems, boundary lines, water, well and septic.  The cost of the inspections are usually paid for by the Buyer. The Seller may have negotiated the right to remedy any problems identified by the inspections. In some cases we have to assist the Seller and Buyer renegotiate the terms of the sale. Our goal is to move toward a successful sale favorable to both the Seller and Buyer.

HOME BUYER PROTECTION WARRANTIES : There are a number companies that offer home warranties to home owners. These warranties can cover almost any mechanical device in a home including the garage door opener. Typically, no premium is due until the home is sold. The Seller has insurance coverage prior to the sale with coverage extending to the Buyer. As a Seller you may want to offer this warranty at the time you list you property for sale. It's a great selling tool, and will give you and potential Buyer's peace of mind.